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1099 and 1098 Tax Forms: Members who are eligible to receive a 1099 or 1098 tax form will be able to access them online beginning January 31, 2026. If you are not enrolled in E-statements, the documents will be mailed on January 31, 2026. For more information, click here.

Features & Benefits

Rates as low as 8.24% APR*
Terms available up to 15 years*
Borrow up to $75,000*
Rate discounts available for eligible Law Enforcement1

Why choose The Police Credit Union for your Home Improvement Loan?

When home improvement costs go beyond your immediate budget, The Police Credit Union’s Home Improvement Loan offers a competitive, affordable solution.

Apply today and get your project started.

We're Here to Help

Member Services Representative in front of The Police Credit Union Logo
Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 3:00 p.m. PST

*APR= Annual Percentage Rate. Example rate of 8.24% with 84 monthly payments = $15.71 per $1,000 borrowed. Max loan amounts and rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rate. Property limitations apply, primary residence only. Loan is for home improvement purposes only. Payoff of existing home improvement debt possible providing evidence it was for eligible home improvement purposes completed within the previous 6 months. Loan is not a real estate secured loan. Additional rates, terms and conditions apply and are subject to change without notice. Borrowers must be U.S. Citizen or Permanent Resident with a valid Permanent Resident Card with 10-year renewal. Home Improvement Loan product is limited to one per membership/household.

1Visit www.thepolicecu.org/endofwatch for complete eligibility details.

External Link Alert


You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

Save time by logging in to Digital Banking


Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.