Visa BlueLine Rewards

Spend smart. Earn rewards. Choose your perks.

Turn purchases into valuable rewards with our Visa BlueLine Rewards Credit Card. Whether you’re using your card on vacation or making everyday purchases, you’ll earn points on every dollar spent.

Redeem your points for:

Travel experiences
Gift cards
Cash back
and more

Enjoy access to our CURewards program and flexible redemption options that fit your lifestyle. The Visa BlueLine Rewards card is ideal for members who want to maximize their everyday spending.

Apply for Visa BlueLine Rewards

Visa Assure

A credit card that keeps it simple.

Our Visa Assure Credit Card is designed for members who value simplicity and a lower interest rate. If your priority is minimizing interest and managing balances efficiently, this card delivers dependable value.

Enjoy:

A lower interest rate
No balance transfer fees

Visa Assure is a smart choice for balance transfers, debt consolidation, or anyone who may carry a balance and wants to reduce interest costs.

Apply for the Visa Assure

The Police Credit Union's Visa Credit Cards have lots of perks!

Competitive Rates

Featuring rates as low as 12.75% APR*

Use With Your Mobile Wallet

Your BlueLine or Assure Credit Card can be loaded to Apple Pay or Samsung Pay for touchless payment where accepted.

Travel Benefits

Lost luggage reimbursement, Travel Accident Insurance & Auto Rental Collision Damage Waiver.

Payment Protection

Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.

Extended Warranty & Price Protection

Helping you manage, use and extend your warranties while also making sure you get the best deal on a purchase.

Personal Identity Theft Benefit

Reimbursement for covered expenses incurred if you are the victim of identity theft.

Online Card Management

Easily manage your card within Digital Banking with our all-in-one Card Management tool.

Fast Online Application

Apply today for all of these great benefits.

Zero Fraud Liability

Rest assured, you won’t be responsible for unauthorized purchases.

Balance Transfers

Transferring your balance to a new credit card can be a powerful tool for managing your debt more effectively.

Save on interest payments by transferring your debt to a low-interest credit card with The Police Credit Union, allowing you to pay off your debt faster.
Consolidate multiple credit card balances into one monthly payment, making it easier to manage your finances and avoid missed payments.

For information on how to request a Balance Transfer online, visit our Visa Credit Cardholder Resources page.

Smiling man wearing a grey sweater working on a laptop

BlueLine Rewards Card: CU Rewards Program

Get rewarded for the things you do every day! The CURewards Program gives you one CURewards point for every dollar you spend using your Visa BlueLine Rewards Card. Then you can parlay those points into enriching rewards such as a vacation or gift cards or name-brand merchandise.

Earn one CURewards point for every dollar spent
Rewards available starting at 2,500 points
Total points are calculated automatically and updated on your statement in Digital Banking
Earn bonus points and special offers by shopping in-store or online at your favorite retailers that participate in the CURewards Program
Redeem CURewards points for cash deposited into you checking or savings account or for a credit on your Visa statement

For information on how to enroll in CURewards visit our Visa Credit Cardholder Resources page.

couple looking at clothes in outside market

Online Card Management

Stay in control of your card anytime, anywhere with our Card Management tools in Digital Banking and our mobile app. It's fast, secure, and hassle-free.

With Card Management you can:

Report a lost or stolen card instantly to help prevent fraud and secure your account.
Order a replacement card so you're never without access to your money.
Set travel notices to ensure your card works smoothly while you're away.
Customize alerts and controls to fit your needs. You can block certain transaction types, set spending limits, and receive real-time notifications.

How to access Card Management:

On desktop: Select Account Services > Card Management in the top menu
In our mobile app: Tap More > Card Management at the top of the screen

Need help getting started? Visit our Digital Banking Help page for more information.

Woman managing her The Police Credit Union Platinum Visa card using Card Controls in Digital Banking.

Already a Visa Cardholder? Visit our Visa Cardholder Resources for helpful information.

GO TO VISA CREDIT CARDHOLDER RESOURCES

Rates & Disclosures

Expand All

Interest Rates and Interest Charges

Information	Rate/Charge
Standard APR for Purchases, Balance Transfers and Cash Advances	Visa BlueLine Rewards: 14.75% - 21.75% Variable APR based on your creditworthiness. Visa Assure: 12.75% - 19.75% Variable APR based on your creditworthiness. Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal (“Index”).
Penalty APR and When It Applies	28.00% This APR may be applied to Your account if You make a late payment; go over Your credit limit three times in any six-month period; make a payment that is returned; or do any of the above on another account you have with Us.
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees

Information	Fee
Set Up and Maintenance Fee	Annual Fee	None
Set Up and Maintenance Fee	Additional Card Fee	$5.00
Transaction Fees	Balance Transfer	$10 or 2.00% of the amount of each balance transfer, whichever is greater
	Cash Advance	$10.00 or 2.00% of the amount of each cash advance, whichever is greater
	Foreign Transaction	1.5% of foreign transaction in U.S. dollars
Penalty Fees	Late Payment	Up to $15
	Over-the-Credit Limit	None
	Returned Payment	Up to $25

How We Will Calculate Your Balance: Average daily balance (excluding new purchases) (including new balance transfers and cash advances).

How long will the penalty APR apply? If Your APRs are increased for any of these reason, the penalty APR will apply until You make six consecutive minimum payments when due.

Billing Rights: Information on Your rights to dispute transactions and how to exercise those rights is provided in Your Account Agreement.Promotional rate does not apply to cash advances. Offer not valid for Business accounts.

All new applications are subject to terms, conditions and credit approval. You must be at least 18 years of age to apply, and show ability to repay future balances or apply with a co-signer if you are under the age of 21. Rates, fees and terms are subject to change at any time, contact us for more information.

Visa® Credit Card Agreement

Click here to review the Visa^® Consumer Credit Card Agreement And Disclosure

*Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions.

Ready to get started?

APPLY FOR A CREDIT CARD

The Police Credit Union’s Visa® Credit Cards

Visa BlueLine Rewards

Visa Assure