1 APR = Annual Percentage Rate. Example new auto rate of 4.94% APR with 36 monthly payments = $29.94 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2026 or 2025 with 7,500 miles or less.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.250% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.250% with 360 monthly payments = $615.72 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 5/13/2026 and subject to change at any time. Rate may increase after consummation.
4 To qualify to receive up to 10 ATM fee rebates per month (The Police Credit Union will refund surcharges up to $3.00 per out of network ATM transaction), you must meet the following requirements each month: (i) have a TPCU membership in good standing (ii) make 3 or more PIN and/or signature purchase transactions or have a recurring payment posted during the current calendar month to your account using your TPCU Visa® Debit Card (cash back, ATM withdrawals and refunds and reversals do not qualify) (iii) have a minimum $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month (qualifying direct deposits are deposits of regular monthly income such as your salary, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them (iv) maintain a minimum average share or loan balance of $2,000 during the current calendar month (Visa balances are excluded). If you do not meet the eligibility requirements noted above, you may still be eligible to receive the ATM fee rebate each month by having a TPCU membership in good standing with a length of membership of 10 years or more (from date of membership opening) and maintain a monthly average balance of $50,000 or more in eligible share and loan accounts combined. Visa credit card balances are not included in this total. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. International ATM transactions, cash advances and ATM transactions made with a Business checking or Fresh Start checking account are not eligible for ATM fee rebates. For additional details and information, visit www.thepolicecu.org/CheckingSavingsFAQs.
